Premium EB-5 Projects

Capital Stack

EB-5 funds are not the primary funding source. The accepted standard within the EB-5 Industry is EB-5 funds should not exceed 30% of the capital stack. It is typical for the EB-5 loan position to be after traditional bank financing and before the equity investors' position. However, every project is different. To offer the safest EB-5 Projects, ICC maintains an even lower threshold than the industry standard.

Project Completion

ICC premium projects utilize bridge funding to help guarantee project completion regardless of the success of EB-5 fundraising. A bridge loan is a type of temporary funding that allows the project to commence and even be completed without all EB-5 investor positions being filled. It is beneficial to both project developers and investors. Investors get credit for jobs created by replacing bridge financing with EB-5 investment funds. Projects are not delayed while EB-5 funds are still pending due to USCIS delays in petition processing.

Flexible Loan Terms

Our premium projects are structured for flexibility so that EB-5 investor capital remains at risk throughout the investor's conditional residency period. Failure to meet this EB-5 Program requirement could result in investors not receiving their permanent Green Cards. ICC standard is to adjust the loan maturity date to coincide with the Issuance of the I-829 (Permanent green card). Unfortunately, some regional centers do not have the same standard. They redeploy the investors' funds after the set loan maturity date, which has sparked numerous lawsuits between EB-5 investors and USCIS. All ICC projects have the necessary flexibility to adjust the loan maturity date for individual EB-5 investors.

Jobs Surplus

Job creation is a central tenant of the EB-5 Program, where 10 jobs from the project must be allocated to each application. Investing through ICC Regional Center has the benefit of counting indirect and direct jobs. Still, we take it one step further and build in a job buffer for all projects. Risk is reduced in ICC projects by having at least a 3x job buffer.

Third-Party Study

In addition to our Project Development Team's exhaustive research, analysis, and due diligence to qualify a project, ICC only selects projects with third-party studies to further validate the potential for project success.